Attention homeowners: Real estate appraisal services for in South Padre Island and Cameron County
The top reasons Texas homeowners use Appraisal TX:
- Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
- To challenge a property tax assessment in Texas
To lower a mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Texas, when real estate needs to be divided
To determine the true market value of a property to settle an estate in Texas
Own a house in or near South Padre Island, Texas and need help determining the price of it?
Contact Appraisal TX.
At Appraisal TX, we understand the individual needs of a customer seeking appraisal services.
Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale by Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it.
Professional appraisers, like the ones at Appraisal TX, will be objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer.
The appraisal is something concrete to show your buyer.
It's an independent third party's opinion of your property's value, and not just how much you think your house is worth.
Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenge Tax Assessment
If you live in a region that is going down or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued.
That means you are most likely paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be.
When challenging your property tax assessment, getting an appraisal report from Appraisal TX is your #1 weapon.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners.
Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan.
We're qualified in helping homeowners just like you abolish unnecessary PMI insurance.
Recently got a freeze to your HELOC?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value.
This can be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint.
Appraisal TX can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness?
Appraisal TX offers field reviews where we go out and check the subject and comparables in question.
If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal TX can help you with that.
Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.